Empays Payment Systems is a financial technology company headquartered in India, authorized by the Reserve Bank of India (RBI) to operate payment systems. Founded in 2008, its mission is to build solutions that bridge the gap between banked and unbanked populations. The company's flagship product is the Instant Money Transfer (IMT) system, recognized as the world's largest cardless cash ATM network, allowing users to send and receive cash from ATMs without a debit or credit card. In 2021, Empays was acquired by TerraPay, a global payments infrastructure company, to further enhance its mobile payment solutions and expand its reach.

Founded in

India