Founded in 2019, Arma Karma is an ethical insurance provider based in the United Kingdom, operating as a certified B Corporation. The company offers a flexible, monthly subscription-based insurance model targeted at students and young renters, covering their most valued possessions. Its core mission is "insurance for good," which it achieves by donating 25% of its commission revenue to one of four partner charities selected by the policyholder. Arma Karma acts as an insurance intermediary, and its policies are underwritten by Covéa Insurance plc.

Founded in

United Kingdom