Founded in 1981, American Contractors Insurance Group (ACIG) operates as a group captive insurance company owned by its contractor members. Its mission is to provide a stable, long-term source for workers' compensation, general liability, and automobile liability insurance while controlling costs through proactive safety and claims management. ACIG focuses on serving a select group of the nation's most successful contractors, who must meet stringent financial and safety standards to become members. This member-owned structure allows for profits to be returned to the policyholders in the form of dividends.