Academica Hypotheken is a Dutch mortgage provider (`regisseur`) that specializes in offering mortgages to highly educated professionals (HBO/WO level). The company's mission is to provide tailored mortgage solutions that account for the specific career paths and future income potential of its target audience, often allowing for more favorable terms than traditional lenders. They operate by managing the mortgage process and service, while the funding for the mortgages is provided by institutional investors, such as Athene. Their focus is on making homeownership more accessible for graduates and young professionals in the Netherlands.