YAP is a financial technology (FinTech) company headquartered in Dubai, UAE. Launched in 2021, it is a digital-only banking service with no physical branches. The company's mission is to simplify the financial experience by providing users with a comprehensive money app. YAP offers services such as a current account with an IBAN, a Mastercard debit card, bill payments, local and international money transfers, and detailed spending analytics. It partners with licensed banks in the regions it serves to provide its financial products, acting as the technology layer for a modern banking experience.

Founded in

United Arab Emirates