Founded in 2001 by Guilherme Benchimol, XP Inc. began as an independent financial advisory firm with a mission to disrupt the concentrated, traditional financial system in Brazil. It has since evolved into a comprehensive financial services ecosystem, providing a "one-stop-shop" for retail clients, high-net-worth individuals, and institutional customers. The company operates a multi-brand platform that includes investment brokerage (XP, Rico), wealth management, private banking, digital banking services, insurance, and financial education, all built on a modern, scalable technology infrastructure.

Founded in

Brazil