Founded in 2001, Think Finance, Inc. was a Texas-based company that provided technology, analytics, and marketing services to online lenders. The company specialized in the subprime consumer credit market, creating platforms for payday loans, installment loans, and lines of credit. Its business model became highly controversial due to its partnerships with Native American tribes in a practice known as "rent-a-tribe," which aimed to circumvent state-level interest rate caps and usury laws. Facing numerous lawsuits from consumers and significant regulatory action from bodies like the Consumer Financial Protection Bureau (CFPB), the company filed for bankruptcy in 2017 and its assets were later liquidated to settle legal claims.

Founded in

Australia