Surplus Fintech Private Limited operates a mobile application, "Surplus," designed to promote financial wellness by integrating saving and spending. The company's mission is to make every payment an investment opportunity. Users can invest their savings into digital gold or mutual funds through the platform. A key feature is the ability to use their invested capital for payments at partner merchants via UPI, effectively allowing them to "spend from savings" while their money continues to grow. The company is an AMFI-registered mutual fund distributor, focusing on helping users build disciplined saving and investment habits.

Founded in

India