Founded in 2021, StellarFi is a financial technology company with a mission to provide accessible credit-building tools to underserved communities. The service works by providing users a virtual bill pay card to which they link their recurring expenses, such as rent, utilities, and subscriptions. StellarFi pays these bills on the user's behalf and then debits the user's linked bank account for the same amount. This on-time payment history is then reported as a line of credit to Experian, TransUnion, and Equifax, helping members build their credit scores without taking on new debt.

Founded in

United States