Spark Loans provides unsecured personal loans for a variety of purposes, including debt consolidation, home improvement, medical expenses, and major purchases. The company emphasizes a simple, fast, and entirely online application process, aiming to deliver funding directly to a borrower's bank account, often by the next business day. Spark Loans is a brand of GFS Capital, LLC and the loans it facilitates are made by WebBank, a member of the FDIC. This structure positions Spark Loans as a service platform that connects borrowers with loan products underwritten by a partner bank.

Founded in

Canada