Silver Bay Lending was a national mortgage lender and servicer in the United States, operating as a "doing business as" (d/b/a) name for Home Point Financial Corporation. The company focused on providing a range of home loan products, including conventional, FHA, VA, and jumbo mortgages, primarily through a wholesale lending channel, partnering with mortgage brokers and other financial institutions. In 2023, its parent company, Home Point Financial, was acquired by Mr. Cooper Group Inc., and its operations and servicing portfolio were integrated into the Mr. Cooper and Xome platforms.

Founded in

United States