Shubham Housing Development Finance Company, established in 2011, is a key player in India's affordable housing finance sector. The company's mission is to provide formal credit for housing to a customer segment that is largely excluded by traditional financial institutions due to their informal income sources. Shubham has developed a unique credit assessment model that looks beyond conventional income proofs, enabling it to serve laborers, small shop owners, and self-employed individuals. By offering a range of loan products for home purchase, construction, and improvement, Shubham aims to make homeownership accessible and foster financial inclusion across the country.

Founded in

India