Notional is a decentralized protocol built on the Ethereum blockchain that allows users to lend and borrow cryptocurrencies at fixed interest rates for specific durations. Founded in 2020, its mission is to bring financial certainty to the decentralized web by providing the infrastructure for fixed-rate debt markets. Unlike variable-rate protocols, Notional provides predictability for both lenders seeking stable returns and borrowers looking for fixed-cost financing. The protocol utilizes unique tokenized debt and cash assets called nTokens to represent these fixed-term positions.

Founded in

United States