There is no single company named "Loans Without Checking Account." The term describes a subprime lending service offered by various direct lenders and, more commonly, by online lead-generation platforms. These platforms act as intermediaries, collecting a potential borrower's information and selling it to a network of lenders who may offer products like payday loans, installment loans, or title loans. These services target individuals with poor credit or who are unbanked, often charging very high interest rates and fees. The business model is focused on affiliate marketing and lead generation within the personal finance sector.

Founded in

United States