Founded in 2019, HMBradley is a digital banking platform with a mission to help consumers save money. The company initially gained popularity for its unique tiered savings account that offered a high Annual Percentage Yield (APY) based on the user's savings rate. Following market changes, HMBradley has since pivoted its model to focus on its credit card, where card spending and direct deposits now unlock the highest APY on its savings accounts. HMBradley is not a bank; instead, it provides banking services through its FDIC-insured partner bank, New York Community Bank, a division of Flagstar Bank, N.A.

Founded in

United States