Founded in 2014 in New Zealand and later expanding to Australia, Harmoney is one of Australasia's largest digital personal loan providers. Initially a peer-to-peer (P2P) lending platform, the company has since evolved its funding model to primarily use institutional funding sources like warehouse facilities and asset-backed securities. Harmoney's mission is to provide customers with a simple, fast, and fair online lending experience, using technology and data to offer personalized interest rates. The company is publicly listed on the Australian Securities Exchange (ASX) and the NZX Main Board under the ticker code HMY.

Founded in

United States