Garanti BBVA Credite de Consum IFN S.A. is a non-banking financial institution and a member of the Garanti BBVA Group Romania. Established in 2009 (initially as Ralfi IFN SA and acquired by Garanti in 2010), the company's primary mission is to provide fast and accessible financing solutions for individuals. It focuses on offering personal loans and refinancing options through a simple and streamlined process, leveraging both online channels and a network of partners.

Founded in

Romania