Chip Financial Ltd, trading as Chip, is a UK-based financial technology company that provides an automated savings and investment platform. Launched in 2017, the company's mission is to make wealth creation accessible and effortless for everyone. By connecting to a user's bank account via Open Banking, Chip's AI-powered algorithm analyzes spending habits and automatically transfers small, affordable amounts of money into a Chip account. The platform offers a range of products including easy-access and notice savings accounts with competitive interest rates, as well as diversified investment funds managed by major firms like BlackRock.

Founded in

United Kingdom