The Autoriteit Financiële Markten (AFM) is the body responsible for supervising the conduct of the entire financial market sector in the Netherlands. This includes supervising the conduct of savings, investment, insurance, and loan providers. The AFM's mission is to contribute to fair and transparent financial markets. Established on March 1, 2002, it operates as an independent administrative body, committed to promoting the conscientious provision of financial services to consumers and overseeing the honest and efficient operation of the capital markets.