Originally established as 1pm, the company was a prominent independent provider of a range of finance facilities for small and medium-sized UK businesses. Its portfolio included asset finance, invoice finance, and commercial loans designed to help SMEs manage cash flow and invest in growth. In 2020, 1pm plc was acquired by and subsequently rebranded to Time Finance plc. Today, the services and operations of 1pm (uk) limited are fully integrated into the Time Finance group, which continues the mission of providing accessible, flexible, and straightforward funding solutions to support the ambitions of UK business owners.