Founded in 2006, VoorzieningenFonds is a Dutch collective that offers an alternative to conventional disability insurance (AOV) for entrepreneurs. Operating on the principle of a "schenkkring" (gifting circle), members pool their resources to provide financial support to fellow members who are unable to work due to illness or accident. The model is designed "for entrepreneurs, by entrepreneurs," emphasizing solidarity, trust, and lower costs compared to traditional insurers.

Founded in

Netherlands