Viva Finance is a mission-driven financial technology (fintech) company focused on building a more inclusive financial system. Founded in 2019, the company provides an employee benefit platform that allows individuals to access fair and affordable credit, such as personal loans and refinancing options, based on their employment data rather than solely on their credit score. By partnering with employers, Viva can underwrite loans more holistically, enabling them to serve a broader population, including those who may be underserved by traditional financial institutions.

Founded in

United States