Viva Finance, Inc. is an Atlanta-based financial technology company dedicated to building a more inclusive financial system. The company's mission is to provide an alternative to high-interest credit options by offering affordable loans underwritten primarily through employment and income data, rather than relying solely on traditional credit scores. This model allows them to serve a broader range of working individuals. Their main product is an employer-sponsored loan program, where partner companies can offer Viva's loans as a financial wellness benefit to their employees.

Founded in

India