v-kredit is a consumer-facing brand of auxmoney GmbH, one of Germany's leading digital peer-to-peer (P2P) lending platforms. The service's mission is to connect private borrowers directly with private investors, bypassing traditional banks to offer more accessible and flexible financing options. The entire loan process, from application to payout, is handled online. The platform uses its own data-driven credit scoring system to assess the creditworthiness of applicants, aiming to provide loans to a broader spectrum of individuals, including those who might be underserved by conventional financial institutions.

Founded in

Russia