Founded in 1988, Sun Pacific Mortgage & Real Estate, Inc. is a direct private money lender specializing in non-traditional real estate financing throughout California. The company's business model is centered on funding loans for borrowers who may not qualify for conventional bank financing, using the equity in their property as the primary consideration. These loans are funded by a pool of private investors who earn returns through investments in First and Second Trust Deeds, which are secured by real estate. The company manages the entire process, from loan origination and underwriting to servicing and investor relations, positioning itself as a key intermediary in the private real estate lending market.

Founded in

United States