Originally founded as Pay4Later in 2010, the company rebranded to Deko in 2020. Deko operates a multi-lender platform that provides retail finance technology to merchants across the United Kingdom. Its service allows customers to apply for and receive instant financing for purchases directly at the checkout, both online and in-store. Deko is not a direct lender; instead, it connects merchants to a panel of different lenders, increasing the chances of finance approval and offering a range of payment plans. The company's mission is to make finance more accessible, fair, and simple for both retailers and consumers.

Founded in

United Kingdom