Oxygen is a modern financial platform and "neobank" designed for the 21st-century economy. Founded in 2017 and launched in 2020, its mission is to provide flexible and user-friendly banking services to individuals and small businesses, particularly those in the gig economy. Oxygen is not a bank itself; instead, it provides its technology platform while banking services are provided by its FDIC-insured partner banks, The Bancorp Bank, N.A. and Pathward, N.A. The company offers personal and business accounts with features like tiered cashback rewards, savings tools, virtual cards, and early direct deposit.

Founded in

Gibraltar