KiaKia, operated by KiaKia Bits Ltd., is a Nigerian digital lending platform founded in 2016. It functions as a peer-to-peer marketplace connecting lenders with borrowers, focusing on providing ethical, interest-free loans to individuals and small to medium-sized enterprises (SMEs). The company leverages artificial intelligence and machine learning for credit scoring, risk assessment, and identity verification, aiming to promote financial inclusion across Nigeria. KiaKia operates under the principles of Sterling Alternative Finance, ensuring its lending practices are transparent and ethically grounded.

Founded in

Nigeria