initiyo AG is a technology company headquartered in Frankfurt am Main, Germany, that specializes in providing a comprehensive Banking-as-a-Service (BaaS) platform. Their core business is enabling other companies, such as fintechs, neobanks, and established brands, to launch and operate their own digital banking and payment services without needing to build the infrastructure from scratch. The initiyo platform is a modular, white-label solution that includes services like digital customer onboarding (KYC), core banking functionalities, SEPA and SWIFT payment processing, and virtual and physical card issuing. The company's mission is to empower businesses to embed financial services into their own products and ecosystems efficiently and securely.

Founded in

Switzerland