Founded in 2017 in Tallinn, Estonia, ESTO has established itself as a leading financial technology company and payment provider. Its mission is to make purchasing accessible and manageable for consumers through innovative, technology-driven financing solutions. ESTO offers a smart payment platform for merchants that includes a variety of payment methods and "buy now, pay later" options, alongside consumer loans and credit services. The company has rapidly expanded its operations from Estonia to Latvia, Lithuania, Finland and serves a large network of active merchants and customers.

Founded in

Estonia