Founded in 1994, Bank of Baku OJSC is one of the first private banks in Azerbaijan and a leading institution in the country's retail financial services market. The bank's primary mission is to offer accessible and high-quality financial solutions to its customers, with a strong focus on consumer loans, credit cards (such as the popular Bolkart), and deposit products for individuals. In addition to its retail operations, Bank of Baku also provides services for small and medium-sized enterprises (SMEs) and corporate clients. It operates through a network of branches across Azerbaijan, leveraging modern technology to enhance customer experience.