Founded in 2015 by the company Benxy s.r.o., Zonky quickly became the largest peer-to-peer (P2P) lending platform in the Czech Republic, connecting individual investors with borrowers seeking loans. Its mission was to provide more accessible and affordable loans than traditional banks. In 2021, following its acquisition by the PPF Group (which also owns Air Bank), Zonky was fully merged into Air Bank a.s. This transition shifted its business model from P2P lending to a direct lending service where Air Bank provides the capital for the loans. The strong "Zonky" brand has been retained for this specific line of online consumer loan products.

Founded in

Czech Republic