Founded by Rohit Kumar, XPay Life is a digital payment company operating under the regulations of the National Payments Corporation of India (NPCI) as a Biller Operating Unit (BBPOU) for the Bharat Bill Payment System (BBPS). The company's mission is to promote financial inclusion by making digital payments accessible to underserved communities in India. It leverages a multi-channel approach, including a mobile app, web portal, touch-screen ATP (Any-Time-Payment) kiosks, and mobile vans to facilitate utility bill payments like electricity, water, gas, and telecom. The platform is built on a blockchain framework to enhance security, transparency, and efficiency for all transactions.

Founded in

India