Univa Stash is a multifaceted financial institution known for its retail banking services. It operates on a global scale with over 44 business offices located across continents, including Asia, Europe, and the United States of America. The bank caters to a diverse clientele ranging from individuals to businesses and the public sector, offering a broad spectrum of financial products and services. Among these are installment loans, which allow customers to borrow a fixed amount of money and pay it back in regular installments, and savings and checking accounts, which are fundamental banking services for managing money. Additionally, Univa Stash provides options for both residence and non-residence accounts, catering to the needs of local customers as well as those of international clients who require banking services in different countries. This extensive range of services positions Univa Stash as a significant player in the global banking industry, providing comprehensive financial solutions to meet the varied needs of its customers​​.