Founded in 2001, Unistream initially operated as a department of Uniastrum Bank before becoming an independent entity with its own banking license from the Central Bank of Russia in 2006. The company's core business is providing a widespread system for money transfers for individuals without the need to open a bank account. It has built an extensive network of service points throughout Russia, the CIS, and other countries, focusing on making financial services, particularly remittances, simple, fast, and accessible for its clients, including a large base of migrant workers.