SNS, founded in 1817, is one of the oldest and largest retail banks in the Netherlands. Operating under the motto "Bankieren met de menselijke maat" (Banking with a human touch), the bank focuses on providing simple, understandable, and accessible financial services to private individuals. Its core offerings include mortgages, savings, payments, and basic investment products. SNS is a trade name and part of de Volksbank N.V., a Dutch state-owned banking group that also includes ASN Bank, RegioBank, and BLG Wonen. The bank's history is rooted in social purpose, aiming to make people financially resilient.