SIM is a Brazilian fintech founded in 2019 and is part of the Santander Group. Operating as a Sociedade de Crédito Direto (SCD), it functions as a digital financial platform with a mission to simplify access to credit for Brazilians. The company leverages technology to provide a fully digital experience for personal loans and its flagship product, the 'empréstimo consignado' (payroll-deducted loan), aiming for transparency, speed, and accessibility in the lending process.

Founded in

Brazil