Refresh Financial Inc. is a financial technology company focused on promoting financial inclusion for Canadians. The company's mission is to provide accessible and innovative tools to help individuals establish a positive credit history, regardless of their past financial situation. Their primary products include the Refresh Credit Builder Loan™ and the Refresh Secured Card, both designed to report payment history to credit bureaus, thereby helping users improve their credit scores over time. Founded in British Columbia, Refresh Financial partners with established Canadian financial institutions to deliver its services across the country.

Founded in

United States