Prepayd, Inc. is a financial technology company focused on providing accessible tools for credit building. Its primary service is the Prepayd card, a secured credit card powered by Mastercard that does not require a credit check or charge interest. The business model revolves around users making a "prepayment," which then becomes their credit limit. The company reports the user's payment activity to the three major US credit bureaus (Experian, Equifax, and TransUnion), helping them build a positive credit profile over time.

Founded in

United States