Established in 2016, PJSC Post Bank is a universal retail bank created as a joint venture between VTB Group and the Russian Post (Pochta Rossii). The bank's primary mission is to enhance financial inclusion by providing modern banking services to residents across all regions of Russia, including remote and rural areas. It leverages the extensive infrastructure of the national postal service to offer a wide range of products such as savings accounts, consumer loans, credit and debit cards, and payment services, primarily targeting the mass-market segment, pensioners, and public sector employees.