Founded in 2005 as Progreso Financiero, Oportun Financial Corporation is a certified Community Development Financial Institution (CDFI) dedicated to providing inclusive and affordable financial services. The company's mission is to empower its customers, who are often underserved by traditional financial institutions, by giving them access to responsible credit and resources to build a better financial future. Oportun uses an advanced, AI-powered data analytics and scoring model to assess a borrower's ability to repay, enabling it to serve individuals with limited credit histories. Its primary products include personal loans, credit cards, and savings programs, accessible through a digital platform and a network of retail locations.

Founded in

United States