One Finance, Inc., now operating as "One," is a financial technology company on a mission to help people achieve financial wellness. Founded by executives from PayPal and SoFi, the company was created to provide a consolidated and user-friendly digital banking experience. It offers a single application that combines checking and savings accounts, a debit card, high-yield savings pockets, credit lines, and tools for automated savings and bill payments. In 2022, One was acquired by a joint venture between Walmart and investment firm Ribbit Capital, positioning it as a key component of Walmart's broader financial services strategy. One is not a bank itself; its banking services are provided by its partner, Coastal Community Bank, Member FDIC.

Founded in

Spain