No Charge Payments specializes in "zero-fee" credit card processing for businesses, primarily through cash discount and surcharge programs. Their business model shifts the cost of credit card processing from the merchant to the customer who chooses to pay by card, allowing the merchant to keep 100% of their revenue from the sale. The company provides the necessary technology, including POS systems and credit card terminals, along with signage and support to ensure merchants are compliant with card brand regulations. Their mission is to eliminate a significant operational expense for small and medium-sized businesses, thereby increasing their profitability.

Founded in

United States