mOpen Finance is the official open banking initiative of mBank S.A., a major Polish bank. Launched in response to the European Union's PSD2 directive, the platform provides a set of Application Programming Interfaces (APIs) for certified third-party providers (TPPs). Its core services include AISP (Account Information Service Provider), which allows access to account data with user consent, and PISP (Payment Initiation Service Provider), which enables the initiation of payments directly from a user's bank account. The mission of mOpen Finance is to foster innovation in the financial sector by enabling fintech companies and other businesses to build new applications and services on top of mBank's banking infrastructure.

Founded in

Turkey