Karmen is a French financial technology company founded in 2021. The company specializes in embedded lending, offering a plug-and-play API that allows B2B platforms (such as SaaS providers and marketplaces) to integrate financing solutions directly into their ecosystems. Their core service, based on a Revenue-Based Financing (RBF) model, enables businesses to offer their clients instant, non-dilutive capital based on predictable revenue streams, thereby simplifying access to growth funding without the delays and complexities of traditional lending.

Founded in

France