Founded in 1995 and headquartered in Irvine, California, Impac Mortgage Corp. operated as a direct mortgage lender for over two decades. The company, a subsidiary of the publicly-traded real estate investment trust (REIT) Impac Mortgage Holdings, Inc., provided a range of mortgage solutions to borrowers across the United States. While historically involved in Alt-A and subprime lending, in its later years, Impac focused heavily on originating NonQM loans for borrowers who did not meet standard conforming mortgage criteria. Due to severe financial distress exacerbated by market volatility, the company suspended all loan origination and funding activities in August 2022 and subsequently filed for Chapter 11 bankruptcy protection.

Founded in

United States