As the U.S. branch of the global Home Credit Group, Home Credit Corporation (operating as Home Credit US) specializes in "buy now, pay later" (BNPL) and point-of-sale financing. The company partners with a network of retailers to offer installment loans to consumers at the checkout, enabling them to purchase goods and services immediately and pay for them over time. Their mission is to provide accessible and responsible credit options, often to individuals with limited or no credit history, by using proprietary risk management and data analytics.

Founded in

United States