Founded in Stockholm in 1871, Svenska Handelsbanken AB is one of the leading banks in the Nordic region with a significant international presence. The bank is distinguished by its highly decentralized business model, where local branches hold considerable autonomy in their decision-making to foster strong, personal relationships with customers. It provides a comprehensive suite of banking services, including personal and corporate banking, mortgages, financing, investment banking, private banking, and wealth management, operating on a core mission of achieving higher profitability than its peers through customer satisfaction and low costs.