Gocred Consignado operates as a specialized financial correspondent ("correspondente bancário") in the Brazilian credit market. The company's core business is facilitating access to "crédito consignado," a type of loan where repayments are deducted directly from the borrower's payroll or pension benefits. This model typically offers lower interest rates due to the reduced risk of default. Gocred's target audience includes retirees and pensioners of the INSS (National Institute of Social Security), as well as federal, state, and municipal public servants. They act as an intermediary, connecting these clients with major financial institutions to secure credit solutions tailored to their profiles.

Founded in

Brazil