Founded in 2021, Defacto is a FinTech company that offers a fully-digital, API-driven platform to provide instant and flexible financing solutions for businesses. Its mission is to empower SMEs by embedding seamless credit and payment options directly into marketplaces, e-commerce platforms, and invoicing tools. The platform handles credit scoring, KYC/AML compliance, and cash collection, allowing its partners to offer short-term loans and flexible payment terms to their own business customers.

Founded in

France